Terms and Conditions
Effective Date: [07 January 2023]
Welcome to Queens Gate Bank and Trust. By accessing and using our website, products, and services, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding. If you do not agree to these terms, please do not use our services.
Use of Services
Eligibility: You must be at least 18 years old and capable of forming a legally binding contract to use our services.
Accuracy of Information: You agree to provide accurate and complete information when using our services and to keep this information up to date.
User Accounts: Some services may require you to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities associated with your account.
Intellectual Property
Copyright: All content on our website, including text, graphics, logos, and images, is protected by copyright laws and is the property of Queens Gate Bank and Trust or its licensors.
Use of Content: You may not copy, reproduce, distribute, or modify any content from our website without our prior written consent.
Privacy
Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using our services, you consent to the practices described in our Privacy Policy.
Security
We employ reasonable security measures to protect your data; however, we cannot guarantee the security of your information. You are responsible for taking precautions to protect your data, including using strong passwords and keeping your login credentials confidential.
Prohibited Activities
When using our services, you agree not to engage in any of the following prohibited activities:
Violating any applicable laws, regulations, or third-party rights.
Attempting to gain unauthorized access to our systems or networks.
Engaging in any fraudulent or deceptive activities.
Uploading or distributing malicious software, viruses, or harmful code.
Interfering with the proper functioning of our services.
Limitation of Liability
Queens Gate Bank and Trust is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability is limited to the fees, if any, that you paid to us for the use of our services.
Termination
We reserve the right to suspend or terminate your access to our services at our discretion, with or without cause, and without notice.
Governing Law
These Terms and Conditions are governed by the laws of [Jurisdiction], and any disputes arising under these terms will be subject to the exclusive jurisdiction of the courts in [Jurisdiction].
Changes to Terms and Conditions
We may update these Terms and Conditions to reflect changes in our services or legal requirements. We will notify you of significant changes, and the updated Terms and Conditions will be posted on our website with a revised effective date.